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Bad Credit

If it is expensive in this country to be poor, then it follows that there is a great deal of money to be made from the poor. Loan sharks have earned millions from estates where the average wage is maybe twelve grand a year. These guys, of course, aren’t regular lenders. They hang around in pubs and betting shops, in the ginnels and walkways of working class Britain, and find customers through the school run and Facebook trawls. They lend small amounts of money, adding arbitrary interest payments and late fees, dragging the process out for years. If you can’t pay, they can’t take you to court — these are illegal loans — so they use threats, violence, coercion and intimidation to obtain payment.

Max Dunbar reviews Carl Packman‘s Loan Sharks.

Turkish Delight”‹”‹”‹”‹”‹

We walked towards Portobello Road. The Turkish Delight started to wear off by Ladbroke Grove. I realised that was the case when I tried to speak to Nick and felt my tongue tied. I was pretty drunk. I think he felt it wearing off too because he made a passing remark about how soon we would reach that pub down Portobello Road and look for Dennis Ahmed, this estate agent and pusher he knew, that would surely sort out some T.D. for us. It was sunny but there were dark clouds lingering above. It was clear it was going to rain. It was just a matter of time.

By Fernando Sdrigotti.